Steve's barking; break up the too big to fail banks

Break up them too big too fail banks, That's the popular wisdom going on the tube. We can't have bail out those damn banks. I do believe that I heard some fool on the tube saying that the American public don't like the idea hey we bailed out those big bad banks. Now for the love of me I really don't believe that those Americans who don't want the government to bail at those big bad banks, would like it if they work so hard and didn't get paid. Well maybe they didn't work so hard but they didn't get the money they normally expect in there bank because big bad bank became  insolvent and the FDIC didn't have the resources to make them whole like it does the smaller regional banks. Yes the American public really wants that.
Oh yea you can break up the banks by making laws that commercial banks and saving and loans aren't stock brokers. Nor can they be investment bankers. OK maybe that will help, but if a bank is doing risky business they are still in danger in being insolvent, maybe we will have all banks with less then 1% of the market. Yea that's what we should do tell the banks how many depositors they can have along with what we have already  in place right  now, how much reserves that they must have.