Steve's barking at it's complicated

I've been told that the layman can in no way understand the new financial banking system that almost brought down the House of the United States. It's complicated. I guess that my judgemen the main reason for the financial crises the selling of triple a rated securities that were really z rated wasn't the real truth. I'm also guessing that the nimrods at the banks believed that the junk that they were selling wasn't junk at all. They were so smart that they brought there own crap.( bad choice of words ).I also don't relies that the US government money to people who,bet against the market before the the banks took their money. I!m not versed in these complicated things. Of cause I'm not smart enough to relies that because oil prices went so high that paying off ones mortgage became more difficult. I don't understand it, because it's complicated.
I guess one can't understand the new complexity of the almost collapse of our financial system because everything is written in financialise ( new word that I just made up). If this stuff was translated into simple English perhaps 5 percent of us lay people would understand that the banks don't own most the mortgages now  
but the government probably does.

 Why do I feel that banks used a numbers runner who kept everything in his head who died before the payouts could be made.
   If one doesn't understand what I've written in this particular blog, don't worry it's complicated.