Sunday, May 31, 2015
Steve's barking; Being a failure at common core
If I had to take the common core exams that are given today, Because I'm a slow reader and have to read a paragraph several times to understand it, I would never get out of the third grade.
Saturday, May 30, 2015
Steve's barking; What's the real questions that we should be asking about the affordable healthcare act?
What's the real question that Americans should be ask about the Affordable Health Care Act.
1. What percentage of Americans go to the doctor now then before the act was passed?
2. Has there been changes that for the better or the worst in coverage by employers since passage?
( Rumor has it that Macy's Cigna care is going to get worse and a good percentage of managers will be living by July1 because of it.)
3. Have primary care physicians been over run with patients?
4. Is the minimum coverage useless?
1. What percentage of Americans go to the doctor now then before the act was passed?
2. Has there been changes that for the better or the worst in coverage by employers since passage?
( Rumor has it that Macy's Cigna care is going to get worse and a good percentage of managers will be living by July1 because of it.)
3. Have primary care physicians been over run with patients?
4. Is the minimum coverage useless?
Thursday, May 21, 2015
Steve's barking; Stimulus by the private sector
In them olden days called the depression movie houses offered a door prize to bring people into the theaters, usually a set of dishes.
When I was a young adult and interest was low, banks would offer small appliances if you open an account with them.
In the present day credit cards are offering incentives to use there cards and to spend, spend, and to spend some more. The FEDS stimulus package has hit a brick wall, but credit cards and with their incentives are going like gang busters.
Besides credit cards, stores are in on the act, the more you spend the bigger the discount the next time. My drug store is big on this.
My supermarket has an incentive for every hundred dollars I spend I get ten cent off the pump price at a particular brand of gas. Don't think I don't do stupid and spend an extra few dollars when I'm close to a multiple of a hundred dollars.
I just signed up for a new incentive program that has several retailers, from drug stores, rent a car company, insurance company, and a major department store that gives me points that I can use to get discounts in the places that participates in this program.
Now these card companies, retail outlets etc, think about their program as an incentive for their customers to spend with on what they sell, or just to use there card, but if you think about it, their incentives are a kind of stimulus. Private sector stimulus for the whole economy.
It just came to me that an unthough of consequences of incentive is a stymulus for the economy.
When I was a young adult and interest was low, banks would offer small appliances if you open an account with them.
In the present day credit cards are offering incentives to use there cards and to spend, spend, and to spend some more. The FEDS stimulus package has hit a brick wall, but credit cards and with their incentives are going like gang busters.
Besides credit cards, stores are in on the act, the more you spend the bigger the discount the next time. My drug store is big on this.
My supermarket has an incentive for every hundred dollars I spend I get ten cent off the pump price at a particular brand of gas. Don't think I don't do stupid and spend an extra few dollars when I'm close to a multiple of a hundred dollars.
I just signed up for a new incentive program that has several retailers, from drug stores, rent a car company, insurance company, and a major department store that gives me points that I can use to get discounts in the places that participates in this program.
Now these card companies, retail outlets etc, think about their program as an incentive for their customers to spend with on what they sell, or just to use there card, but if you think about it, their incentives are a kind of stimulus. Private sector stimulus for the whole economy.
It just came to me that an unthough of consequences of incentive is a stymulus for the economy.
Steve's barking; Greece lighting
It's coming down to the finish line.
Will Greece default?
Will Greece abandon the Euro?
What's the worst that can happen to the Greek people? Hyper inflation?
The value of their savings, their pay, and pensions have already been devalued, which in all practical purposes has the same effect on them.
The so called economic intellectuals (ha, ha, ha) from the European central banks don't get it, the average Greek has very little too lose, the other European nations have everything to lose.
Will Greece default?
Will Greece abandon the Euro?
What's the worst that can happen to the Greek people? Hyper inflation?
The value of their savings, their pay, and pensions have already been devalued, which in all practical purposes has the same effect on them.
The so called economic intellectuals (ha, ha, ha) from the European central banks don't get it, the average Greek has very little too lose, the other European nations have everything to lose.
Wednesday, May 20, 2015
Steve's barking; Government isn't concerned about middle class jobs
Every time I hear an elected official talk about the dwindling middle class, then out of the other side of his or her mouth say that we have got to cut government spending, not hiring new workers and not paying them a living wage. Let's face government work is a major way getting into the middle class, especially for minorities.
If your against government workers then your against the middle class
If your against government workers then your against the middle class
Wednesday, May 13, 2015
Steve's barking; Here comes the inflation train
The inflation train is coming.
It has nothing to do with money, but everything to do with drought.
The globe, is suffering from severe drought in it's most productive agricultural areas, such as Texas, California, New Zealand and Australia. Disease is killing off our fine feathered friends, and our swines are less in numbers. This will cause true inflation.For all you know nothings out there, the wrong thing to do to fight supply and demand inflation is tightening the money supply. To fight inflation you don't make it more expensive to borrow money to increase supply of food. Other area not effected by the drought and disease can farm.
The conventional wisdom of cause will point a finger and blame the Feds for the this food inflation.
It has nothing to do with money, but everything to do with drought.
The globe, is suffering from severe drought in it's most productive agricultural areas, such as Texas, California, New Zealand and Australia. Disease is killing off our fine feathered friends, and our swines are less in numbers. This will cause true inflation.For all you know nothings out there, the wrong thing to do to fight supply and demand inflation is tightening the money supply. To fight inflation you don't make it more expensive to borrow money to increase supply of food. Other area not effected by the drought and disease can farm.
The conventional wisdom of cause will point a finger and blame the Feds for the this food inflation.
Monday, May 4, 2015
Steve's barking; why not an interest holiday on student loans?
Every body talks about the burden of student loans on our society but no one does a thing about it.
Well I've got a partial solution, let's have a interest holiday next year, renewable every year on government student loans. For those who really care about our future the government should buy up all those student loans in private hands that our backed by the government so those ex students can have an interest holiday.
Well I've got a partial solution, let's have a interest holiday next year, renewable every year on government student loans. For those who really care about our future the government should buy up all those student loans in private hands that our backed by the government so those ex students can have an interest holiday.
Friday, May 1, 2015
Steve's barking; Lottery is for education (not)
How many times have you and me been told that buying lottery tickets help education.
Ask yourself when there is an increase in lottery revenue does you school budget go up?
No!
Then you have to as yourself were does the the money go?
It goes into tax relief. If not your state and mine would have to pay a greater part of the education bill from taxes. Taking that into account the main reason for the lottery is tax relief, not education.
Now I've heard many a governor say that lottery revenue goes to education, and they believe it.
Those governors are very delusional.
Ask yourself when there is an increase in lottery revenue does you school budget go up?
No!
Then you have to as yourself were does the the money go?
It goes into tax relief. If not your state and mine would have to pay a greater part of the education bill from taxes. Taking that into account the main reason for the lottery is tax relief, not education.
Now I've heard many a governor say that lottery revenue goes to education, and they believe it.
Those governors are very delusional.
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